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Thread: Camera Insurance??

  1. #11
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    Default Re: Camera Insurance??

    Following on from my post yesterday, I called in at my local NFU office today. I have had house insurance with them for years. I took along a list, including serial numbers where appropriate, of all the gear I take with me on a landscape photography trip. They suggested what I needed, I asked some questions, they answered them clearly and concisely. It was all done in about 10 minutes! I increased the personal items cover on my house contents insurance which increased the single item limit. Everything is now covered, including my backpack and tripod. The single item limit would now cover a new 6D MkII body if this were necessary.
    The total cost of the increase is nothing, until my renewal date in May, then an extra 9 per year! A bargain for peace of mind.
    I am sure that many of you will be aware of the foregoing. I just thought I would share my experience for anyone in similar circumstances.

  2. #12
    Member* Bhuna's Avatar
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    Default Camera Insurance??

    Tyke.

    Quick question. Although the single item limit is increased, is there a maximum claim limit for being away from home.

    Eg. You might be covered for single items up to 2500 each, but you take 2 bodies at 2k each, 3 lenses at 1.5k each, lens at 2.5k. And the bag goes missing. Is there a max claim limit of 7.5k for example meaning not everything would get covered then?

    Or is it unlimited away from home cover?

    Does it also cover if away on business. I like to take my camera with me when away with work (not photography related work).




    Sent from my iPhone using Tapatalk
    Last edited by Bhuna; 15-02-2018 at 15:41.
    Andy
    Canon 700D, Canon 1100D
    EF 24-105mm f/4.0L IS USM, EF-S 18-55mm f/3.5-5.6 IS II, EF 70-300mm f/4-5.6 IS USM, EF 50mm F/1.8 II
    [Wishlist: EF 100mm f/2.8L IS USM Macro]

  3. #13
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    Default Re: Camera Insurance??

    Mine covers them in the car boot too.
    Canon 1DX, 50D, EF500 F4.0 L, EF100-400 f/4.5-5.6L I , EF100-400 f/4.5-5.6L II, EF70-200 f/2.8L II, EF180 f3.5L Macro, EF 24-105 f/4L, EF17-40 f/4L, EF2.0X III, EF1.4X III, 430EX II, MR-14EX...

  4. #14
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    Default Re: Camera Insurance??

    Quote Originally Posted by Bhuna View Post
    Tyke.

    Quick question. Although the single item limit is increased, is there a maximum claim limit for being away from home.

    Eg. You might be covered for single items up to 2500 each, but you take 2 bodies at 2k each, 3 lenses at 1.5k each, lens at 2.5k. And the bag goes missing. Is there a max claim limit of 7.5k for example meaning not everything would get covered then?

    Or is it unlimited away from home cover?

    Does it also cover if away on business. I like to take my camera with me when away with work (not photography related work).




    Sent from my iPhone using Tapatalk
    Hi, Bhuna.
    Thank you for your question.
    I have increased my total limit to cover all my kit when away from home and the single item limit would cover my 6D body, my single most expensive item. Business use does not apply to me as I am now enjoying my retirement. Doesn't appear to be a lot of extra time for photography though!
    My kit is covered when in my car, provided the car is locked and any theft showed evidence of "forced entry".
    Thanks to everyone for your valuable input.

  5. #15
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    Default Re: Camera Insurance??

    Good now get out and enjoy it
    Canon 1DX, 50D, EF500 F4.0 L, EF100-400 f/4.5-5.6L I , EF100-400 f/4.5-5.6L II, EF70-200 f/2.8L II, EF180 f3.5L Macro, EF 24-105 f/4L, EF17-40 f/4L, EF2.0X III, EF1.4X III, 430EX II, MR-14EX...

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