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Thread: Camera Insurance??

  1. #1
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    Default Camera Insurance??

    Hi, everyone.

    Just been reorganising my camera bag and realised how much kit I have.
    Has anyone any thoughts on insurance to cover theft and accidental damage.

    I've spoken to the NFU who do my house contents insurance, but I'm not convinced that they will be able to offer the cover I need when away from home.

    Any advice appreciated.

  2. #2
    Member* Tigger's Avatar
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    Default Re: Camera Insurance??

    its quite frightening when you consider the money we cart around in these backpacks and if anyone knows the hobby will soon see will loaded one!

    I pay a silly amount of money to cover my kit in Spain 980 euros a year !! and wish I could find a UK equivalent but can't. I'm pretty sure on the EOS shop page here there is a link for a UK insurance company and I would defiantly get something separate set up rather than tagging into house contents, as often these have single limit items that could easy go past a decent lens
    :- Ian

    5D Mk III, 24-105 / 70-200 f2.8 L / 100-400 Mk II / 100 macro / 16-35 L / 11-24 L / 1.4 & 2x converters and a bad back carrying it all ;o)

    :- https://www.flickr.com/photos/fotosespana/

  3. #3
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    Default Re: Camera Insurance??

    Quote Originally Posted by Tigger View Post
    its quite frightening when you consider the money we cart around in these backpacks and if anyone knows the hobby will soon see will loaded one!

    I pay a silly amount of money to cover my kit in Spain 980 euros a year !! and wish I could find a UK equivalent but can't. I'm pretty sure on the EOS shop page here there is a link for a UK insurance company and I would defiantly get something separate set up rather than tagging into house contents, as often these have single limit items that could easy go past a decent lens
    Hi, Tigger,
    Thanks for your reply. Just one of my "L" series lenses is over their single item limit!

  4. #4
    Member* Tigger's Avatar
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    Default Re: Camera Insurance??

    yep thats the problem, my recent wide angle goes past the limit and like you thats just one item

    I hope like me you've taken photos of your kit as a collection and separately plus serial numbers
    :- Ian

    5D Mk III, 24-105 / 70-200 f2.8 L / 100-400 Mk II / 100 macro / 16-35 L / 11-24 L / 1.4 & 2x converters and a bad back carrying it all ;o)

    :- https://www.flickr.com/photos/fotosespana/

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    Default Re: Camera Insurance??

    Mine is with these guys, but beware when renewal comes around, i added an EF500mm L lens and they put up the premium horrendously, I then did a check on their free quote on the link below and it was less, so I replied to the email for the renewal and quoted the quote, they dropped it to that, so it cost me less than without the lens... go figure

    https://www.photoguard.co.uk/


    They do EU cover with 30 days rest of World Ian.
    Last edited by TonyT; 13-02-2018 at 16:35.
    Canon 1DX, 50D, EF500 F4.0 L, EF100-400 f/4.5-5.6L I , EF100-400 f/4.5-5.6L II, EF70-200 f/2.8L II, EF180 f3.5L Macro, EF 24-105 f/4L, EF17-40 f/4L, EF2.0X III, EF1.4X III, 430EX II, MR-14EX...

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    Member colin C's Avatar
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    Default Re: Camera Insurance??

    Mine is on house contents and that includes foreign travel and cover in the car. All kit over 1,000 is serial numbered and it even includes my 200-400 F4L IS 1.4x, which is not a cheap lens.

    I tried quotes from the specialist photographic insurers and it was far more expensive.
    Colin



  7. #7
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    Default Re: Camera Insurance??

    Thanks, everyone for your replies and information.

    I have listed all my equipment and intend to have an "in-depth" discussion with my house contents insurers tomorrow. It will be interesting to hear what they can offer.

    Watch this space!!

  8. #8
    Member* Tigger's Avatar
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    Default Re: Camera Insurance??

    house insurance is the cheaper way forward, just need to make sure its covered..

    wish my house insurance would do it
    :- Ian

    5D Mk III, 24-105 / 70-200 f2.8 L / 100-400 Mk II / 100 macro / 16-35 L / 11-24 L / 1.4 & 2x converters and a bad back carrying it all ;o)

    :- https://www.flickr.com/photos/fotosespana/

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    Default Re: Camera Insurance??

    House insurance for me as well , I just had to itemize anything over 500 I think it was , each itemized piece cost a little extra on top . Check it covers everything you want it to , I feel insurance companies are more slippery than an Eel these days , and if they can get out of coughing up , they will .

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    Default Re: Camera Insurance??

    Everything serial end on my insurance except the Really Right Stuff, and I have lots of it, though it is listed, when you add those up it becomes frightening, a lot of it is stupid prices, but end of the day you pay for what you get. The mention of photographing everything had never crossed my mind, until mentioned here and I will have to get it done, I also really need to get shot of some stuff I am doubled up on and I do not use anymore, mk1 100-400L, panoramic mount etc
    Canon 1DX, 50D, EF500 F4.0 L, EF100-400 f/4.5-5.6L I , EF100-400 f/4.5-5.6L II, EF70-200 f/2.8L II, EF180 f3.5L Macro, EF 24-105 f/4L, EF17-40 f/4L, EF2.0X III, EF1.4X III, 430EX II, MR-14EX...

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