Camera Insurance

[Meanbugger]

I have tried to add away from home insurance for my camera gear but my insurance company will not allow me to. A few months ago I broke my Nikon and being halfway through a photography course thought I may claim on the home insurance. We never actually went through with the claim and cancelled it as I just brought a new camera instead.
I now have a problem in that none on my camera equipment is covered and wondered if any of you guys used separate insurance cover and whether you could recommend them?
Maria

[djguk47]

Re: Camera Insurance

Maria,
My gear is added to the house insurance as an itemized addition.
Have a look in the EOS Magazine for insurance.

David

[S_J_P]

Re: Camera Insurance

I looked into this a few months ago.

try Glover & Howe
E&L
Aaduki
Towergate
Photoguard

Cover varies, so check the fine-print (cover in-car and new-for-old vs. market-value for instance). Costs area around £65-£100 for £2.5k equipment. E&L also offer a monthly-cover option, which works out a little more expensive but offers other advantages.

[Meanbugger]

Re: Camera Insurance

Thanks guys for the help. In the end I have got my kit insured with Photoguard after reading good reviews about them and then next year when my home insurance is up for renewal I will change it to someone else and get it added in.

[colin C]

Re: Camera Insurance

After using some specific photography insurers, I now have it specifically added to my home insurance. I also use the same company for home and buildings insurance .......... none of the traditional arguments of " you should claim on the other insurance".

Colin

[MX5]

Re: Camera Insurance

I found that adding 'named' items (namely camera kit) to my household-buildings policy ... was actually less per £1k than a dedicate photo insurer ... and cover as good. But household insurance costs (I shop around) seems to have outpaced even car insurance over the past 5 or so years.